Specialized policy offers holistic coverage, lifestyle support, and cashless access across 12,000+ hospitals
Mumbai, August 22, 2025: On the occasion of Senior Citizens Day, Tata AIG General Insurance Co. Ltd. reaffirmed its commitment to the health and dignity of India’s elderly population by spotlighting Tata AIG Elder Care, a comprehensive health insurance plan designed exclusively for individuals aged 61 years and above.
The initiative comes amid sobering findings from a recent NITI Aayog report, Senior Care Reforms in India – Reimagining the Senior Care Paradigm, which reveals that only one-fifth of India’s elderly are covered under health insurance, while nearly 78% lack pension coverage. With rising life expectancy, mounting healthcare costs, and increasing chronic illnesses, the protection gap leaves many seniors financially vulnerable in medical emergencies.
“Senior Citizens Day is a reminder of the importance of safeguarding the health and dignity of our elders. With Tata AIG Elder Care, we are ensuring that seniors receive healthcare protection, specialized care, and lifestyle support,” said Dinesh Mosamkar, Senior VP – Consumer Underwriting, Tata AIG General Insurance Co. Ltd. “Health insurance should go beyond hospitalization—it should empower seniors to live healthier, more confident lives.”
Tata AIG Elder Care offers wide-ranging benefits, including:
Cashless treatment at 12,000+ hospitals nationwide
Home physiotherapy and nursing services
Personalized health manager for telephonic assistance
Annual preventive consultations (dental, eye, orthopedic)
Home care treatment for dialysis, chemotherapy, and pandemic care
Coverage for AYUSH treatments at certified centres
Assistance with daily living activities post-discharge
Home assessment and modification for elder mobility needs
Pre-existing disease coverage after 24 months
OPD coverage for advanced diagnostic tests
By integrating traditional and modern healthcare, along with home-based support, Tata AIG Elder Care addresses not only medical but also lifestyle needs of senior citizens—strengthening the safety net for India’s ageing population.
About Tata AIG General Insurance Co. Ltd.
Tata AIG General Insurance Company Limited, a joint venture between the Tata Group and American International Group (AIG), has been a trusted name in India’s insurance sector since 2001. The company offers a wide range of general insurance solutions and continues to innovate with products that address evolving consumer needs across all life stages.
